Automobile Insurance
Unrivaled protection for the cars you drive
Complete protection for every vehicle including agreed value, new car replacement, and luxury rentals.
Unlimited vehicles, one destination
From your daily vehicles to car collections, motorcycles, golf carts, and more, PCS has your wheels covered.
Honoring the agreed value
PCS collaborates with you to establish each vehicle’s true value from day one. If the unthinkable occurs, that value will be honored without depreciation.
Factory-spec restoration guaranteed
We will prioritize Original Equipment Manufacturer’s (OEM) components whenever available to preserve the integrity of the vehicle and investment.
Uninterrupted excellence
During repairs, we provide a wide selection of vehicles to meet your lifestyle and standards.
Coverage tailored to your life
Driving on a wet road, a policyholder lost control of a luxury vehicle and severely damaged the car’s undercarriage. The damage was repairable, but would require more than 200 hours of work to restore the car to its previous condition. Strictly speaking, the car was not totaled, but the time it would take to repair it was unreasonable. The policyholder was reluctant to endure the lengthy repair process, preferring to be paid the cash value of the vehicle so he could move on. PCS was happy to oblige.
Drive with passion and peace of mind
The PCS team collaborates with expert underwriters to craft customized protection designed for every vehicle.
