Insurance for Homes

A Custom-Built Policy

AIG's comprehensive homeowners policy is designed for fine homes.

  • You may require more or less coverage than your friends and neighbors. AIG will work with you to provide limits that meet your unique needs.
  • We understand some of the most beautiful homes are also the hardest to insure. Whether you reside on the coast, in the mountains, in a gated community, or all of the above, AIG has the ability to handle complex insurance needs.
  • Coverage is provided for landscaping, breakage of fragile items, and damage caused by domestic pets.
  • Simplify your insurance portfolio if you also own homes outside of the United States.*

In the unfortunate event of property damage, additional policy provisions are intended to facilitate the handling of your claim:

  • In many instances, we can rebuild on-site to match your home's exceptional building quality, even if doing so exceeds your policy limit.
  • If you prefer, claims can be settled in cash without any obligation to replace lost items or repair damaged property.
  • Damaged personal property can be repaired or replaced with new item(s), without deductions for depreciation.
  • Additional living expenses will be made available if your home becomes uninhabitable after a loss.

* Coverage is not available in all jurisdictions outside of the US.  Contact your independent insurance advisor for further details.