Historic Homes

To address the unique characteristics of residences built prior to 1945, AIG can add historic home coverage to your policy.

Consulting services

You can be reimbursed for using approved consultants with expertise in historic preservation to advise on ways to rebuild or restore your residence after a loss.

Breakage of fragile items

Additional coverage is provided for breakage of fragile items, such as antiques, china, and crystal.


This coverage can help preserve your historic setting and provides additional compensation for a wide variety of landscaping components.

Tax credit

If your home is no longer eligible for a tax credit due to a loss, you can be reimbursed1 for the actual reduction in tax credit (for one tax year).

Employment Crisis Fund™

Often owners of historic residences have additional private staff exposures, such as employing people to conduct tours of the property. For high-profile incidents related to an employee claim of wrongful termination, sexual harassment, or discrimination, funds2 are available to cover the fees of a public relations firm to help minimize damage to your reputation.

In addition to superior coverage, we employ a team of specialists with expertise in historic preservation and architectural history. Look to us for complimentary advice on loss prevention and documentation, or help with rebuilding and renovation projects3

1 Up to $100,000.

2 Up to $25,000 for all employment crises occurring during the policy period.

3 Availability and scope of architectural services are determined on a case-by-case basis. In some instances, eligibility requirements will apply.